Those who qualfy for the bank's. » MORE: Full review of the Chase Sapphire Preferred® Card. The, doesn't come with an annual fee, but it also doesn't come with goodies like. If you’re denied for a Wells Fargo card, call their reconsideration department. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. However, you could still be approved even if you have lower credit scores than what are recommended. Posted by 4 days ago. Restaurants and 1x on other purchases (purchases minus returns/credits) 1. 5 5. You also earn 3 points per dollar spent — twice the card's usual rate — at the Bank of America® Travel Center. A no-annual-fee rewards card offering triple rewards points on eating out and ordering in, travel and transit, and popular streaming services 2 Plus 30K bonus points after spending $3,000 in the first three months 3. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases. But it does come with a generous welcome offer, a 0% intro APR period, and extras like cell phone protection and supplementary rental car insurance. Cell Phone Protection. NerdWallet's best no annual fee travel credit cards, Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. packs an impressive combination of punches: rich rewards on a wide swath of spending categories, not to mention a handsome welcome offer, all for an annual fee of, Keep in mind, though, that you might be able to get just as much value, or more, out of other travel cards that. » MORE: NerdWallet's best cards for streaming services. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. All financial products, shopping products and services are presented without warranty. That was interesting. Points are worth 1 cent apiece. This may influence which products we write about and where and how the product appears on a page. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's, Get started with Wells Fargo Propel American Express® card. APR: Get 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR. Save Username Checking … Potentially limited international Acceptance. One unique feature is that you can redeem rewards for cold, hard cash at Wells Fargo ATMs. Wells Propel Card. . If your goal is travel rewards plus perks, the Chase Sapphire Preferred® Card is a strong contender. Wells Fargo Propel AMEX Approval. That's a ton of value for a card that costs nothing to carry. You can also redeem by phone or online in $25/2,500-point increments, which can be applied directly toward any eligible Wells Fargo account or you can request a check. That means that for a card to be worth it, you would have to earn enough value in rewards to break even with the annual fee. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Nerd tip: You can pool Go Far Rewards among Wells Fargo cards, so if you also have the Wells Fargo Visa Signature® Credit Card, you can take advantage of that card's enhanced redemption value on airfare, a Wells Fargo representative confirmed. Wells Fargo Propel American Express® card full terms and conditions. Enter your username and password to securely view and manage your Wells Fargo accounts online. There’s no limit to the number of points you can earn on the. If you prize simplicity in a rewards credit card, this is a good option. Wells Fargo Propel American Express Card benefits and perks. Data Point. Issuers take into account your income, existing debts and other information. Write CSS OR LESS and hit save. When evaluating offers, please review the financial institution’s Terms and Conditions. The bottom line: If you want excellent rewards for an unbeatable price, it's hard to do much better than this. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's best credit cards page. You earn 3 points per dollar on a range of common expenses: restaurant dining, takeout and bars; gas stations, rideshares and transit; travel purchases like flights, hotels and homestays; and eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium. Close. If you're seeking a card with exclusive travel perks and other benefits, you're probably going to have to pay for it. Password. That's not an issue with the Wells Fargo Propel American Express® card. program. Opens in a new window. 5 5. allows you to transfer points to multiple airline and hotel partners, you might be able to squeeze even more value out of your rewards. Those selected to participate in the Delta Propel Career Path program may contact Wells Fargo for full loan details. It had. End of popup. 3x points on travel. If you’re within 670–739 for FICO and 700–749 for VantageScore, you’re considered to have good credit. I went to the local branch with my US Passport Card since I had lost my Arizona driver’s license. It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). The agent stated that Wells Fargo requires an additional account such as a checking or savings account before it will consider an application. While the Wells Fargo Propel American Express® card doesn't charge foreign transaction fees, American Express isn't as widely accepted outside the U.S. as are Mastercard and Visa. Keep in mind, though, that you might be able to get just as much value, or more, out of other travel cards that do charge annual fees. The card also has an introductory APR of 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR. , such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. Fly & Stay. Please see our Terms of Use and Posting Guidelines for more information. For cash back, you can redeem via a Wells Fargo ATM, as long as it's in $20/2,000-point amounts. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. Some of the best rewards cards — especially those that offer generous welcome offers and high ongoing rewards — come with an annual fee. After all this, I was approved for a mind-blowing $2500! You earn 3 points per dollar on a range of common expenses: restaurant dining, takeout and bars; gas stations, rideshares and transit; travel purchases like flights, hotels and homestays; and eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium. Wells Fargo Propel World American Express® Card. It’s not the easiest card … You get an unlimited 2% cash back on every purchase: 1% when you buy something and another 1% when you pay it off. Unlike some other travel cards, the reward categories for the Wells Fargo Propel American Express® card are both lucrative and broadly appealing. doesn't charge foreign transaction fees, American Express isn't as widely accepted outside the U.S. as are Mastercard and Visa. This category includes multiple eligible streaming services, such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. All other spending earns 1 point per dollar. portal. So if you've accrued 10,000 points, you can redeem for $100 cash back, or $125 worth of travel. That's not an issue with the. There’s no limit to the number of points you can earn on the Wells Fargo Propel American Express® card, and rewards never expire as long as your account is open. For your security, we do not recommend using this feature on a shared device. *, Travel accident insurance and lost luggage reimbursement. The Wells Fargo Propel American Express® Card is appealing not only because of its higher points per $1 on travel, but its broader definition of travel. The Wells Fargo Propel 365 American Express ® Card. Our partners cannot pay us to guarantee favorable reviews of their products or services. Generally speaking, good credit means a credit score of 690 or better. Data Point. With the Propel card and associated Go Far program, you cannot transfer points to travel partners, nor do your points have a bonus applied when redeeming for travel. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. But the Wells Fargo Propel American Express® card also earns triple points on discount travel sites, not to mention homestays and rideshares. Plus, a range of special amenities or other benefits at select properties. , but instead of tiered rewards, it offers 2% cash back on everything — 1% back when you make a purchase and another 1% back as you pay for it. yeah i wasn’t too impressed with all the red tape for a second rate card with such a low limit. The card earns 2 points for every $1 spent on travel (the card earns 5X the points on Lyft through March 2022) and dining, and 1 point per $1 spent on all other purchases. 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